It’s daunting to think about the day when you may not be able to live independently and care for yourself. But planning early for long-term care can keep you from becoming overwhelmed in the event that you develop a chronic illness, disability or other condition. By planning your care now, you’ll be more likely to have greater control over significant decisions and remain comfortable as you get older.
Here are some ways that you can start planning your long-term care before you need it:
The premiums and coverages vary, and you need to understand the differences.
Medicare takes a little time to understand. As you approach age 65, familiarize yourself with its coverage options, costs, and limitations.